Money Smart: Moving to Self-Sufficiency*
This ten-module course developed by FDIC covers basic financial topics and is designed to help adults that are outside the financial mainstream enhance their money skills and create positive banking relationships. Subjects covered include credit repair, deposit and credit services offered by financial institutions, choosing and maintaining a checking account, the mechanics of budgeting, the importance of saving, etc. Each module is approximately 90 minutes - two hours and can be taken as a separate course. Minimum class size is ten (10) students. Register for one or all modules. We can bring the class to you. Classes will be scheduled on an as-needed basis.
| Module Name | Description | |
| 1 | Bank On It | All about banks & bank accounts |
| 2 | Borrowing Basics | When & how to use credit; loans |
| 3 | Check It Out | Checking accounts vs. check-cashing services |
| 4 | Money Matters | budgets; tips to spend less |
| 5 | Pay Yourself First | Ways to save; how your money can grow when you save |
| 6 | Keep It Safe | Learn your rights; avoid scams; protect your identity |
| 7 | To Your Credit | Repair your credit yourself--FREE |
| 8 | Charge It Right | Costs of credit cards; credit card pitfalls |
| 9 | Loan to Own | Consumer installment loans |
| 10 | Your Own Home | How to get one; home ownership vs. renting |
Money Smart for Youth: MIAMI Advice*
Money Is A Major Issue [MIAMI] and we are here to offer advice to young people ages 11 - 20 to teach them the basics of handling their money and finances. The Money Smart curriculum is aligned with educational standards for all 50 states and the District of Columbia, in addition to Jump$tart national financial literacy standards and the National Council on Economics Education national economics standards. Each module (8) can be taken as a separate course. Minimum class size is ten students. Register for one orall modules. We can bring the class to you. Classes will be scheduled on an as-needed basis.
| Module Name | Description | |
| 1 | Bank On It | All about banks & bank accounts |
| 2 | Check It Out | Checking accounts vs. check-cashing services |
| 3 | Setting Financial Goals | How to keep track of your money |
| 4 | Pay Yourself First | Why you should save while time is on your side |
| 5 | Borrowing Basics | An introduction to credit |
| 6 | Charge It Right | How to make a credit card work for you |
| 7 | Paying for College & Cars | General info on consumer installment loans |
| 8 | A Roof Over Your Head | What home ownership & renting are all about |
*Sponsored in collaboration with ASU Students in Free Enterprise [SIFE]
To learn more about Money Smart, visit www.fdic.gov
Why Am I Tempted?**
WAIT is a nationally acclaimed training curriculum that focuses on the thought processes of youth that results in them making unhealthy life choices. This program is designed to answer the questions of today’s teens with a focus on the positive rather than the negative. The materials in the curriculum are designed to serve middle and high school students with inspiration, motivation, reasons, skills, and support to choose abstinence. It is a program designed to teach young people how to set high goals and to equip them to reach those goals. WAIT seeks to promote healthy character and peer-to-peer relationships, with a focus on decision-making, communication, boundary setting, peer refusal, and resistance skills. The goal of the program is to help teens avoid drugs, alcohol, sex, and other high-risk behaviors. We will highlight relationship skills, positive youth development, character building, life skills, conflict resolution, safe dating strategies, and marriage preparation education. WAIT seeks to not only change knowledge, attitudes, and intent, but also behavior. We can bring the class to you. Call to schedule today.
**Sponsored in collaboration with Helping Others Pass [HOP]
To learn more about WAIT, visit www.communitybasedabstinenceeducation.com
